Insurance

Health and Dental Insurance

The City of Winston-Salem is self-insured and offers two Preferred Provider Organization (PPO) plans which are administered through Cigna under both the Core and Enhanced plans are is available to all full-time employees, and part-time employees who are certified for benefits, as well as any qualifying dependents. 

Vision Insurance

The vision plan covers routine eye exams and pays toward the cost of glasses or contact lenses. 

Life Insurance

The City provides a policy in the amount of one time the employee’s annual salary in a basic life insurance policy automatically. Employees have the option to elect a policy for the amount of one time, two times or 3 times the employee’s annual salary for an additional fee - paid by payroll deduction each pay period.

Employees may elect to purchase a life insurance policy for dependents for a rate of $1.35 - paid by payroll deduction each pay period. Coverage amounts are as follows:

  • Dependent children 25 and younger - $5,000 per child
  • Spouse - $10,000

Additional Benefits

Available to full-time and part-time benefits eligible employees:

  • Dependent Care Flexible Spending Account
  • Medical Flexible Spending Account
  • Short-Term Disability
  • Accident Insurance
  • Critical Illness Insurance
  • Hospital Indemnity Insurance


More information about the city’s medical insurance can be found in the benefits overview below. 
2022 Employee Benefit Guide

Revised February 17, 2022